fence repairs, fence insurance, damaged fences, fence repair, fence repair richmond, fence repair norfolk, fence repair va beach, fence repair raleigh, residential fence repairs, commercial fence repairs

While damage to commercial fence is usually caused by vehicles hitting the fence and gates,
or by vandals cutting fence to gain access to business properties to steal from company vehicles or steal stored company materials.

In either case, the homeowner or business owner, depending on the amount of damage,
can engage insurance companies to check on policy coverage and deductibles.

WHO DOES INSURANCE ESTIMATES ON DAMAGED FENCES?

Fence damage is common in residential and commercial properties. Damage to residential fence is most often caused by fallen trees, wind, or bad storms. 

Residential property fence damage will require the homeowner to call their insurance company and discuss damage to the fence and decide if the insurance claim is valid depending on the amount of damage and the cost of repair. 

fence repairs, fence insurance, damaged fences, fence repair, fence repair richmond, fence repair norfolk, fence repair va beach, fence repair raleigh, residential fence repairs, commercial fence repairs

 

INSURANCE POLICIES ON FENCE REPAIRS:

Another variable will be the deductible on the insurance policy that the homeowner has with the insurance company. If the insurance company deems damage to the fence is an insurance claim, the insurance company usually will ask the homeowner to get three separate estimates on the scope of work from local or your preferred fence contractor and turn them into the insurance agent for processing. 
broken chain link

In some cases the insurance company will call three fence companies for the homeowner, and request estimates.

The professional fence contractor will go to the property to price fence repairs, and send the quote directly to the insurance company to handle all aspects of the repair.

In either case, it is up to the homeowner to decide if they prefer to involve the insurance company for the fence fix or if they wish to pay out of pocket.

 
If the damage to the fence is minimal, the homeowner should probably not involve the insurance company. This is becuse the deductible may not be met depending on the amount of fence damage.
A phone call to the insurance agent or checking the insurance policy will give the homeowner the amount of the deductible to decide if an insurance claim is valid. 

FENCE DAMAGE BY VANDALS

Commercial property fence damage due to vandals usually will not require a call to the insurance company for repair cost.  These claims are usually so small that it would not meet their deductible. 

The only reason why an insurance company would be called due to vandalism to a fence would be because other property on the site has been stolen or damaged, and the fence repair can be added to the total insurance claim. 

fence repairs, fence insurance, damaged fences, fence repair, fence repair richmond, fence repair norfolk, fence repair va beach, fence repair raleigh, residential fence repairs, commercial fence repairs

fence repairs, fence insurance, damaged fences, fence repair, fence repair richmond, fence repair norfolk, fence repair, automated gate repair, fence repair raleigh, residential fence repairs, commercial fence repairs

VEHICLE FENCE DAMAGE

The most common damage to commercial fence is vehicles running into fence and gates entering or leaving business properties.  In most cases, the business can get information from the person who damaged the fence and their insurance company would pay the full amount for repairs and the owner would not be responsible for the cost. This only happens in cases where people are caught hitting the fence or gates with their vehicles. 
 

The business would be required to call their insurance company and report damage and ask for an agent to visit the property to record damage. After the insurance agent has recorded the fence damage, the fence company would be called to price fence repairs and turn in quotes to the insurance company for review. The insurance company and the fence contractor usually handle the repair and cost.

If no one witnesses the incident and no one claims responsibility for the damage, the business owner will have to call his or her insurance company to make a claim. Typically, the procedure to have insurance companies pay for damages would be the same as in residential fence damage claims.